A savings account intended for members of SMC Youth Laboratory Cooperative

Intended to help members in difficult financial situations which may arise from unforeseen events

For relief of small financial needs

Intended to finance working capital requirements of members engaged in seasonal businesses

An interest-bearing savings account offered to all regular members of SMTCDC

Minimum initial deposit and maintaining balance of P200.00 only

TIPID Savings lets your teens and even pre-teen kids learn the value thrift

Higher-yielding savings account with fixed term and maturity value

ATM-Power Savings is a deposit account with graduated rates of interest wherein the deposit earns higher interest as the balance increases

A higher-yielding term deposit account with fixed amount and fixed interest rate

A term deposit received by SMTCDC, held for predetermined period of time

A health insurance with a very affordable insurance premium.

It is a protection against direct loss or damage to property by fire or lightning

An endowment policy provides life insurance protection (death benefits) and cash value accumulation (living benefits) for a specific period of time

The Insured will receive a cash benefit stated in the coverage of the policy schedule in the event of loss or damage of the declared properties and contents

An individual accident protection plan specially designed for the members of the cooperative and their family members.

The plan offers full time 24 hours, 365 day-a-year, worldwide protection against accident