St. Martin — Senior Management

MANAGEMENT

Serafin M. Celestino Jr.

Chief Executive Officer

Raymond M. Cardenas

Chief Operating Officer

Michelle V. Hipolito

Chief Branch Operations Officer

Angelo H. Libiran

Chief Human Resource

and Administrative Officer

Alvin Norieste

Chief Finance Officer

Nenita Ignacio

Chief Membership Services

and Marketing Officer

Wennie Santos

Chief Accounts Management Officer