Payment of Benefits
MFP benefits shall be released by SMTCDC only to the designated beneficiary/ies of the deceased member, upon submission by the bereaved family, of certified true copies, photocopy or scanned copies (unless compared with the original) of the death certificate and other pertinent documents based on the following cases:
- DECEASED MEMBER IS MARRIED WITH SURVIVING SPOUSE.
- Marriage Certificate;
- Two valid IDs of surviving spouse; and
- Extra-judicial Settlement of Estate of Deceased Person (ESEDP) with Waiver of Rights, if necessary.
DECEASED MEMBER IS SINGLE WITH SURVIVING PARENT/S.
Birth Certificate of deceased member;
Two valid IDs of claiming parents; and
ESEDP with Waiver of Rights, if necessary.
DECEASED MEMBER IS MARRIED WITH CHILDREN W/OUT SURVIVING SPOUSE OR DECEASED MEMBER IS SINGLE WITH NO SURVIVING PARENT/S BUT WITH SIBLINGS
Birth Certificate of the claiming child (or sibling) or Affidavit of Guardianship in case all children (or siblings) are minor;
2 valid IDs of child (or sibling);
ESEDP with Waiver of Rights; and
Special Power of Attorney (SPA)
authorizing the representative to claim the MFP Benefits signed by all other children (or siblings) of the deceased member. In case there is no means of obtaining the signature of all the children (siblings), the representative shall be required to submit the official receipts of funeral expenses and an Affidavit of Adjudication guaranteeing that any further claim against the MF benefit shall be of his responsibility, holding no liability on the part of the Cooperative.
DECEASED MEMBER IS SEPARATED (de facto)
DECEASED MEMBER IS LEGALLY SEPARATED
DECEASED MEMBER IS LIVING WITH COMMON-LAW SPOUSE